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Discount factors for interest rates between 3%  and 4%

Present value of $1 to be received after n years
  
Interest rate per year
Years
3%
3.1%
3.2%
3.3%
3.4%
3.5%
3.6%
3.7%
3.8%
3.9%
4%
1
0.9709
0.9699
0.969
0.9681
0.9671
0.9662
0.9653
0.9643
0.9634
0.9625
0.9615
2
0.9426
0.9408
0.9389
0.9371
0.9353
0.9335
0.9317
0.9299
0.9281
0.9263
0.9246
3
0.9151
0.9125
0.9098
0.9072
0.9046
0.9019
0.8993
0.8967
0.8941
0.8916
0.889
4
0.8885
0.885
0.8816
0.8782
0.8748
0.8714
0.8681
0.8647
0.8614
0.8581
0.8548
5
0.8626
0.8584
0.8543
0.8502
0.8461
0.842
0.8379
0.8339
0.8299
0.8259
0.8219
6
0.8375
0.8326
0.8278
0.823
0.8182
0.8135
0.8088
0.8041
0.7995
0.7949
0.7903
7
0.8131
0.8076
0.8021
0.7967
0.7913
0.786
0.7807
0.7754
0.7702
0.7651
0.7599
8
0.7894
0.7833
0.7773
0.7713
0.7653
0.7594
0.7536
0.7478
0.742
0.7363
0.7307
9
0.7664
0.7598
0.7532
0.7466
0.7401
0.7337
0.7274
0.7211
0.7149
0.7087
0.7026
10
0.7441
0.7369
0.7298
0.7228
0.7158
0.7089
0.7021
0.6954
0.6887
0.6821
0.6756
11
0.7224
0.7148
0.7072
0.6997
0.6923
0.6849
0.6777
0.6706
0.6635
0.6565
0.6496
12
0.7014
0.6933
0.6852
0.6773
0.6695
0.6618
0.6542
0.6466
0.6392
0.6318
0.6246
13
0.681
0.6724
0.664
0.6557
0.6475
0.6394
0.6314
0.6236
0.6158
0.6081
0.6006
14
0.6611
0.6522
0.6434
0.6347
0.6262
0.6178
0.6095
0.6013
0.5932
0.5853
0.5775
15
0.6419
0.6326
0.6235
0.6145
0.6056
0.5969
0.5883
0.5799
0.5715
0.5633
0.5553
16
0.6232
0.6136
0.6041
0.5948
0.5857
0.5767
0.5679
0.5592
0.5506
0.5422
0.5339
17
0.605
0.5951
0.5854
0.5758
0.5664
0.5572
0.5481
0.5392
0.5305
0.5218
0.5134
18
0.5874
0.5772
0.5672
0.5574
0.5478
0.5384
0.5291
0.52
0.511
0.5023
0.4936
19
0.5703
0.5599
0.5496
0.5396
0.5298
0.5202
0.5107
0.5014
0.4923
0.4834
0.4746
20
0.5537
0.543
0.5326
0.5224
0.5124
0.5026
0.493
0.4835
0.4743
0.4653
0.4564
21
0.5375
0.5267
0.5161
0.5057
0.4955
0.4856
0.4758
0.4663
0.4569
0.4478
0.4388
22
0.5219
0.5109
0.5001
0.4895
0.4792
0.4692
0.4593
0.4496
0.4402
0.431
0.422
23
0.5067
0.4955
0.4846
0.4739
0.4635
0.4533
0.4433
0.4336
0.4241
0.4148
0.4057
24
0.4919
0.4806
0.4696
0.4588
0.4482
0.438
0.4279
0.4181
0.4086
0.3992
0.3901
25
0.4776
0.4662
0.455
0.4441
0.4335
0.4231
0.4131
0.4032
0.3936
0.3842
0.3751
26
0.4637
0.4521
0.4409
0.4299
0.4192
0.4088
0.3987
0.3888
0.3792
0.3698
0.3607
27
0.4502
0.4385
0.4272
0.4162
0.4055
0.395
0.3848
0.375
0.3653
0.3559
0.3468
28
0.4371
0.4254
0.414
0.4029
0.3921
0.3817
0.3715
0.3616
0.3519
0.3426
0.3335
29
0.4243
0.4126
0.4011
0.39
0.3792
0.3687
0.3586
0.3487
0.3391
0.3297
0.3207
30
0.412
0.4002
0.3887
0.3776
0.3668
0.3563
0.3461
0.3362
0.3266
0.3173
0.3083