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Accrual note - Financial definition

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Concise definition of the term accrual note

An accrual note is a bond that accrues interest only on days on which an index rate (e.g. a LIBOR rate) remains within a certain range, or fixes either beneath or below a certain level.

Comprehensive definition of the term accrual note

With accrual notes, coupon rates are often calculated with some formula.
Example:
9.70% x N/D
where N is the number of calendar days in the accrual period where 6m USD LIBOR fixes at or below the Upper Accrual Barrier
and D is the number of calendar days in the accrual period
The Upper Accrual Barrier would then be a fixed interest rate which evolves during the lifetime of the note.

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