Corporate banking - Financial definition

Corporate banking encompasses a range of specialized financial services provided by banks to businesses, corporations, and large-scale enterprises. These services typically include lending facilities such as term loans, revolving credit lines, and syndicated loans to support various corporate activities like expansion, acquisitions, or working capital needs.

Additionally, corporate banking involves cash management solutions to optimize liquidity, streamline payment processes, and manage financial risks effectively. Furthermore, corporate bankers often offer advisory services, assisting clients in strategic financial decision-making, capital structuring, and risk management strategies. This sector operates within a complex regulatory framework, and its practices vary based on regional market dynamics and the specific needs of corporate clients across industries such as manufacturing, technology, and finance.