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Residential mortgage-backed security  (RMBS) - Financial definition

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Concise definition of the term residential mortgage-backed security

A residential mortgage-backed security is a form of securitization where residential debt, such as mortgages, home-equity loans, and subprime mortgages are pooled together and sold to a special purpose vehicle (SPV). The SPV then issues the RMBS using the residential debt it has acquired as collateral.

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