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Step-up note - Financial definition

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Concise definition of the term step-up note

A step-up note is a fixed-income security whose coupon rate increases over time.

Comprehensive definition of the term step-up note

An example of a step-up note would be a security with a 6-year maturity and a coupon that is scheduled as follows:
  • Years 1-2: 2.5%
  • Years 3-4: 2.75%
  • Years 5-6: 3%
When there is only a single change, the issue is referred to as a single step-up note. When there is more than one change, as in the example above, it is referred to as a multiple step-up note.

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