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Tax optimization - Financial definition

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Concise definition of the term tax optimization

Tax optimization refers to the strategic planning and utilization of legal methods to minimize tax liabilities within the framework of existing tax laws.

Comprehensive definition of the term tax optimization

Tax optimization involves the strategic use of various financial planning techniques and structures to legally reduce tax obligations for individuals and businesses. This can include leveraging tax deductions, credits, exemptions, and tax-efficient investment strategies such as retirement accounts, trusts, and tax-deferred savings vehicles.
Tax optimization also encompasses international tax planning for multinational corporations to minimize tax liabilities across different jurisdictions while ensuring compliance with relevant tax regulations. Examples of tax optimization strategies include income shifting, capital gains deferral, tax loss harvesting, and estate planning to maximize tax efficiency and preserve wealth over the long term.

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