SWIFT ISO 15022 - Code YCOL Meaning Collateral Shortage: Insufficient collateral in your account to execute the instruction. Usages Message type Field number Tag MT537 (Statement of Pending Transactions) 19 24B (Reason) MT537 (Statement of Pending Transactions) 65 24B (Reason) MT548 (Settlement Status and Processing Advice) 12 24B (Reason) MT549 (Request for Statement/Status Advice) 17 24B (Reason)