SWIFT ISO 20022 - Message description - Debit Authorisation Request (camt.037.001)
Description
Scope
The DebitAuthorisationRequest message is sent by an account servicing institution to an account owner. This message is used to request authorisation to debit an account.
Usage
The DebitAuthorisationRequest message must be answered with a DebitAuthorisationResponse message.
The DebitAuthorisationRequest message can be used to request debit authorisation in a:
- request to modify payment case (in the case of a lower final amount or change of creditor);
- request to cancel payment case (full amount);
- unable to apply case (the creditor whose account has been credited is not the intended beneficiary);
- claim non receipt case (the creditor whose account has been credited is not the intended beneficiary).
The DebitAuthorisationRequest message covers one and only one payment instruction at a time. If an account servicing institution needs to request debit authorisation for several instructions, then multiple DebitAuthorisationRequest messages must be sent.
The DebitAuthorisationRequest must be used exclusively between the account servicing institution and the account owner. It must not be used in place of a RequestToModifyPayment or CustomerPaymentCancellationRequest or FIToFIPaymentCancellationRequest message between subsequent agents.