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Discount factors for interest rates between 4%  and 5%

Present value of $1 to be received after n years
  
Interest rate per year
Years
4%
4.1%
4.2%
4.3%
4.4%
4.5%
4.6%
4.7%
4.8%
4.9%
5%
1
0.9615
0.9606
0.9597
0.9588
0.9579
0.9569
0.956
0.9551
0.9542
0.9533
0.9524
2
0.9246
0.9228
0.921
0.9192
0.9175
0.9157
0.914
0.9122
0.9105
0.9088
0.907
3
0.889
0.8864
0.8839
0.8813
0.8788
0.8763
0.8738
0.8713
0.8688
0.8663
0.8638
4
0.8548
0.8515
0.8483
0.845
0.8418
0.8386
0.8354
0.8322
0.829
0.8258
0.8227
5
0.8219
0.818
0.8141
0.8102
0.8063
0.8025
0.7986
0.7948
0.791
0.7873
0.7835
6
0.7903
0.7858
0.7813
0.7768
0.7723
0.7679
0.7635
0.7591
0.7548
0.7505
0.7462
7
0.7599
0.7548
0.7498
0.7447
0.7398
0.7348
0.7299
0.7251
0.7202
0.7154
0.7107
8
0.7307
0.7251
0.7195
0.714
0.7086
0.7032
0.6978
0.6925
0.6872
0.682
0.6768
9
0.7026
0.6965
0.6905
0.6846
0.6787
0.6729
0.6671
0.6614
0.6558
0.6502
0.6446
10
0.6756
0.6691
0.6627
0.6564
0.6501
0.6439
0.6378
0.6317
0.6257
0.6198
0.6139
11
0.6496
0.6427
0.636
0.6293
0.6227
0.6162
0.6097
0.6034
0.5971
0.5908
0.5847
12
0.6246
0.6174
0.6104
0.6034
0.5965
0.5897
0.5829
0.5763
0.5697
0.5632
0.5568
13
0.6006
0.5931
0.5858
0.5785
0.5713
0.5643
0.5573
0.5504
0.5436
0.5369
0.5303
14
0.5775
0.5698
0.5621
0.5547
0.5473
0.54
0.5328
0.5257
0.5187
0.5119
0.5051
15
0.5553
0.5473
0.5395
0.5318
0.5242
0.5167
0.5094
0.5021
0.495
0.4879
0.481
16
0.5339
0.5258
0.5177
0.5099
0.5021
0.4945
0.487
0.4796
0.4723
0.4651
0.4581
17
0.5134
0.5051
0.4969
0.4888
0.4809
0.4732
0.4655
0.458
0.4507
0.4434
0.4363
18
0.4936
0.4852
0.4768
0.4687
0.4607
0.4528
0.4451
0.4375
0.43
0.4227
0.4155
19
0.4746
0.4661
0.4576
0.4494
0.4413
0.4333
0.4255
0.4178
0.4103
0.403
0.3957
20
0.4564
0.4477
0.4392
0.4308
0.4227
0.4146
0.4068
0.3991
0.3915
0.3841
0.3769
21
0.4388
0.4301
0.4215
0.4131
0.4048
0.3968
0.3889
0.3812
0.3736
0.3662
0.3589
22
0.422
0.4131
0.4045
0.396
0.3878
0.3797
0.3718
0.3641
0.3565
0.3491
0.3418
23
0.4057
0.3969
0.3882
0.3797
0.3714
0.3634
0.3554
0.3477
0.3402
0.3328
0.3256
24
0.3901
0.3812
0.3725
0.3641
0.3558
0.3477
0.3398
0.3321
0.3246
0.3172
0.3101
25
0.3751
0.3662
0.3575
0.3491
0.3408
0.3327
0.3249
0.3172
0.3097
0.3024
0.2953
26
0.3607
0.3518
0.3431
0.3347
0.3264
0.3184
0.3106
0.303
0.2955
0.2883
0.2812
27
0.3468
0.3379
0.3293
0.3209
0.3127
0.3047
0.2969
0.2894
0.282
0.2748
0.2678
28
0.3335
0.3246
0.316
0.3076
0.2995
0.2916
0.2839
0.2764
0.2691
0.262
0.2551
29
0.3207
0.3118
0.3033
0.295
0.2869
0.279
0.2714
0.264
0.2568
0.2498
0.2429
30
0.3083
0.2996
0.2911
0.2828
0.2748
0.267
0.2594
0.2521
0.245
0.2381
0.2314